FAQs

Faq

What factors affect my auto insurance rates?

Your driving history, location, vehicle type, coverage options, and even credit score can impact your auto insurance premium. Safe drivers and those with fewer claims generally qualify for better rates.

What is a deductible?

A deductible is the amount you pay out of pocket before your insurance kicks in to cover the remaining costs of a covered loss. For example, if you have a $500 deductible and a covered claim of $5,000, you would pay $500, and insurance would cover the remaining $4,500.

Can I bundle multiple insurance policies for a discount?

Yes! Bundling home, auto, and life insurance with Missouri Farm Bureau can help you save money and simplify coverage under one provider.

How do I file a claim if I have an accident or property damage?

You can file a claim by using the Missouri Farm Bureau claims service by calling 1-800-922-4632 or by clicking here. We’ll guide you through every step and make sure you get fast, hassle-free support..

How can I make sure that I have coverage for my valuables?

When setting up your policy, let us know about any valuables you’re concerned about—such as jewelry, electronics, or collectibles. We’ll review your policy and recommend coverage options to make sure your valuables are fully protected.